How Much Should I Charge for Financial Consulting?

Setting the right price for financial consulting services is crucial for attracting quality clients while ensuring your expertise is properly valued. In the competitive New Zealand market, strategic pricing helps establish credibility and positions your practice as a trusted advisor for businesses and individuals seeking financial guidance.

Last updated: 9 January 2026

Average Financial Consulting Pricing in 2026

Min

$195

Max

$650

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What Affects Financial Consulting Pricing?

  • 1Consultant's credentials and years of experience in financial planning
  • 2Complexity and scope of the client's financial situation or business needs
  • 3Geographic location and local market rates within New Zealand
  • 4Type of engagement (hourly consultation vs comprehensive financial planning)
  • 5Specialized expertise in areas like tax planning, investment management, or business valuation

What's Typically Included in a Financial Consulting Quote?

Initial financial assessment and consultation session
Comprehensive financial plan development and documentation
Investment portfolio analysis and recommendations
Tax planning strategy and optimization review
Ongoing monitoring and quarterly progress reviews

Example Financial Consulting Cost Breakdown

Financial Consulting

Initial consultation and financial assessment$325
Comprehensive financial plan creation$975
Investment portfolio review and recommendations$520
Tax optimization strategy development$390
Total$2,210

Hourly vs Project-Based Financial Consulting Pricing

How much do financial consultants typically charge per hour?

Financial consultants in New Zealand typically charge between $195-$650 NZD per hour, depending on their experience level, credentials, and the complexity of services provided.

What's included in a comprehensive financial planning package?

A comprehensive package usually includes initial assessment, goal setting, investment analysis, retirement planning, tax strategies, insurance review, and a detailed written financial plan with implementation guidance.

Do financial consultants charge differently for business vs personal consulting?

Yes, business financial consulting often commands higher rates due to increased complexity, regulatory requirements, and the specialized expertise needed for corporate financial planning and analysis.

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